The 40-year-old slept with the 150kg beast lying quietly beneath him for more than eight hours after it snuck into his Humani lodge.
Thankfully, the croc didn’t snap as the unsuspecting Mr Whittall dangled his feet over the bed the next morning as he went about organising his day.
‘The really disconcerting thing about the whole episode is the fact that I was sitting on the edge of the bed that morning, bare foot and just centimetres away from the croc,’ he explained.
‘Crocodiles are experts at hiding, that’s why they have survived on Earth for so long and why they are the ultimate killers in water.’
He added: ‘The crocodile came from the Turgwe River which is a couple of kilometres from the house.
‘They often wander about the bush especially when it’s cold and raining. I think he liked it under the bed because it was warm.’
He was only alerted to the danger when he heard the screams of a petrified housemaid as he ate breakfast.
The croc was eventually tied up with rope before being released him back into Humani’s Chigwidi dam.
‘I just remember thinking goodness gracious, that’s one for the books,’ Mr Whittall, who is a director at Humani, added.
‘I’m pretty sure everyone in Humani checks under their bed before going to sleep now anyway.’